Looking for finance options? Search lenders

Plug & play finance option for your customers

Offer finance without dealing with the tough stuff. Just enable the finance option in the Payaca app and we handle the rest directly with the customer.

Try it free
View finance options

How customer finance works

Send quotes and invoices all in the free Payaca app

  • Send a quote with the Payaca finance option turned on.
  • The finance link is displayed below your quote.
Send quotes and invoices all in the free Payaca app

Client secures funding if required

  • Your customer can apply directly in 2 minutes.
  • We provide an instant decision with their personalised rate on screen with only a soft credit search.
  • Customers are paid out directly as fast as the same day.
Client secures funding if required

Customer pays as usual

  • Customers secure funds upfront so how you take payment is up to you.
  • You can securely store your bank details in the Payaca app to be sent out with each invoice.
  • You pay zero fees and win more work.
Customer pays as usual
Get started with help from one of our experts

Get started with help from one of our experts

Speak to one of our friendly experts about how Payaca can work for your business.

Request a call

Trusted by 10,000 small businesses across the UK

Try it free

“I’ve found it very easy to use, very easy for the customer and the rates are great. No fees on finance, well worth getting.”

George Campbell – Pentland Plumbing & Heating