Customer finance options in every quote has been shown to increase conversion rates by up to 30%

We have a range of options to suit your every business, please get in touch to discuss the best option for you.

Which offering is right for you?

  • I don't want to be involved in offering finance, can I still make it easy for my customer to find the funding they need and handle it themselves?

    Yes! For all our plans we offer the ability to include a simple link to a price comparison for unsecured personal loans. You aren't involved in the process at all but providing information required to help your customer find what they need increases the chances of winning each job.

    • All you have to do is send a quote for the work you are doing in the normal way.
    • Customers can apply to borrow any amount up to £25,000.
    • Customers can see their results without affecting their credit score.
    • Loans are provided by a large panel of lenders.
    • Rates are dependent on the customer's individual circumstances plus the amount borrowed and term of loan.
    • No FCA authorisation is required as all you are doing is sharing information.
  • How can I offer finance directly for my products/services and guarantee the rates offered?

    We have a few of different options here to suit your needs offered in our Professional and Premium plans. A great benefit of Payaca is we make the process super simple, you don't need to worry about how you "offer finance" it's just there embedded in every quote allowing your customer to choose it when it when it's right for them. This constantly increases the chances of a lead converting to a customer and spending more with you. Our options:

    • If you want to offer interest free finance over 12 months or less you don't need to be FCA authorised, we can set you up with one of our lenders to offer it directly from your quote.
    • If you have your own FCA authorisation you can utilise a wide range of finance options.
    • Payaca won't take a cut, we just offer the technical integration that makes it work.
    • There are a number of requirements you must meet as a business and it's not available for all products and services.
  • I do high value work are there any options for customers needing funding from £25k to £1M?

    Absolutely! We've partnered with Selina Finance who offers the UK's first Home Equity Line of Credit (HELOC) linked from your quote. Available on our Premium plan.

    • All you have to do is send a quote for the work you are doing in the normal way.
    • Your customer can apply for a line of credit that can be used over a term of up to 5 years.
    • Your customer only pays interest on the credit when it's used, so if they have £50k available for example but are paying in stages they only pay interest when they need to make a payment.
    • The full amount can be paid back over a term up to 30 year with rates between 3.9 - 4.9%.
    • You're not involved in the process beyond sharing the information so it's a no brainer to include in every quote. Specialists advisors will walk the customer through the process. All you have to do it take the payment as normal.

Find out more about our finance options

Speak to one of our friendly experts about how Payaca can help you convert more jobs.

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