Flexible finance options for your customers

Use our app to send professional quotes with built-in finance.

Use our app to send professional quotes with built-in finance.

How Payaca works

1. Send a quote

1. Send a quote

Send a quote or estimate to your client with the app.
2. Client checks rate

2. Client checks rate

Your client checks their rate on our website in 2 minutes.
3. Client gets paid

3. Client gets paid

Your client can be paid the same day by the lender.

4. Collect payment

4. Collect payment

Business as usual. You get paid in the same way as any other client.

Why use Payaca?

  • Customers can access some of the best rates on the market for loans of £1,000 – £25,000.
  • Instant decisions and same day payments ensures you can book and start work faster.
  • There’s no risk to your company – all finance agreements stay between your customer and the lender.

Used by tradespeople all over the UK

“I’m always on the lookout for ways to give my customers a better experience. With Payaca I can send a professional quote that gives my customers all the information they need to finance the work at a great rate. It’s incredibly simple, it saves me time and I have nothing to worry about.” Colin Sloan – Slimline Property Services
Colin Sloan
“Just did our second quote with you guys, so easy to use and got the job within hours of sending the quote. Big thanks, amazing!” Kris Sale – SOS Plumbing & Heating
Kris Sale
“I’ve found it very easy to use, very easy for the customer and the rates are great. No fees, well worth getting.” George Campbell – Pentland Plumbing & Heating
George Campbell
How does it work? With Andy Cam

Want to find out more?

Our trusted lenders

We’ve done the hard work searching for the most trusted lenders and offer your customers the best rates on unsecured personal loans up to £25,000. All our lenders use a soft credit search, so your customers get an instant decision without it affecting their credit score. And it’s quick – funds can be with your customer the same day they apply.


Give your customers access to Payaca finance