Search loans and interest-free credit cards from the most trusted providers

Start with an estimated rate using the calculator below


The funding you need for your dream home

Trusted lenders

Trusted lenders

All of our lenders have outstanding customer feedback scores.
Great rates

Great rates

We’ve done the hard work already and found the very best lenders on the market.
Instant decisions

Instant decisions

Get your quote approved in just two minutes, funds can be with you the same day.

Representative example

A loan of £7,500 over 5 years will cost you £135.29 per month at a representative 3.1% APR.

The total cost after 5 years is £8,117.40, which includes £617.40 interest at 3.1% fixed. The total amount of credit is £7,500.

The rate and fee you are offered will depend on your individual circumstances.

Why use Payaca?

  • Get same day finance so there’s no delay getting your work started.
  • Our lenders only run soft credit checks so getting a quote won’t affect your credit score.
  • Get access to the best unsecured loans of £1,000 to £25,000 with rates starting at 2.9% APR.

Some of our trusted lenders

We’ve done the hard work for you, searching for the most trusted lenders offering you the best rates on unsecured personal loans of up to £25,000. All of our lenders use a soft credit check, so you get an instant decision without it affecting your credit score. And it’s quick – funds can be yours the same day you apply.

Find your loan in under 2 minutes